2nd Chance Consumer Advocates

Helping Those in Need Succeed!

If there is one term that defines our efforts, it's the words Experience, Passion and Commitment

Credit Scores

Ordinary to Extraordinary

We all know how important our credit scores are. Potential landlords, creditors, employers, lenders and many others are interested in your credit score. A high score can demonstrate to possible creditors that, should they lend you credit, you'd be able to repay it. A low score, on the other hand, can be a sign to an employer that you might not be a reliable job candidate.

Because our credit scores are so important and come into play in so many facets of our lives, we know we should do what we can to raise them. Most of us know what kinds of things we could be doing to improve our credit scores, but it can be difficult to know where to start.

It's time to translate that knowledge into action.

If there's debt you need to overcome or if you need help managing your credit cards, you can get started today. Aside from improving financial habits for the future, it's important to repair your existing credit report. Any misleading or inaccurate information can and should be disputed. We can help.

Proven Results

with a little help

Tracy 789
William 750
Tania 720
Shelly 680
Daniel 756

2nd Chance Consumer Advocates

Helping Those in Need Succeed!

We will help you improve your credit score in as little as 45 days.

What are the three credit bureaus?



A credit bureau - sometimes called a "consumer reporting agency" - is a business that collects relevant consumer information from creditors and courthouses, and then sells that information to interested parties such as potential lenders. Such information is sold in the form of a credit report. In the U.S., the three major credit bureaus are TransUnion, Experian, and Equifax.

How do I send my credit report to you?


After obtaining your 3-bureau report online, just provide your login information and we will access it directly.

How long does the program last?



Everyone’s situation is different, but the average customer is with us for nine months. The duration of the program depends on the number of items on your report that need to be disputed, as well as the responsiveness of the credit bureaus. Once you sign up we will review your credit report and give you a better assessment of your time frame.

When should I see results?



If you sign up today, we should have your first round of dispute letters out within a week. And since the credit bureaus have 30 days to process disputes, you should see initial results in about a month. On an ongoing basis, you should see results each month you are in the program.

Should I sign up my spouse at the same time?


We suggest that you both sign up, and we offer special couples pricing to encourage you to sign up at the same time.

Can you help if in bankruptcy?



it's actually one of the best things you can think about--and, yes, it may help in a few very important ways. When someone files for bankruptcy, it's easy for revised items to slip through the cracks or be reported incorrectly. When this happens, the impact on your credit score can be more devastating and linger longer than it should.

2nd Chance Consumer Advocates

Helping Those in Need Succeed!

We will help you improve your credit score in as little as 45 days.

Just follow these four easy steps!

Step 1

Sign-Up and Select Your Plan

Sign-up online or by telephone. It's easy and only takes a few minutes. We have several customizable programs and add-ons to help you create a program for your credit repair needs. During your FREE Credit Consultation your Credit Analyst will review your credit summary to determine the best plan of action to reach your credit/financial goals. Know what is on your credit report when you are deciding which program you want! Choose from one of our customized program options.

Step 2

Send us your credit reports

We want to get your credit reports and get them imported on your case immediately so we can get started. 2nd Chance will help you obtain your TransUnion, Experian and Equifax Credit Summary and will import them into your case during the set-up process. These up to date reports will provide us with the information we need to dispute your questionable credit items.

Step 3

Launch Your Client Portal

After we import your credit reports into your case file, we will prompt you to login and activate the Client Portal. During this process we will ask you some questions about the content of your credit report. The answers you provide will provide us the tools we need to dispute your credit items. Our legal team and Personal Case Advisors use the law to get the best results possible and help you reach your optimal credit profile..

Step 4

Relax and Enjoy the Results

During the dispute process, credit bureaus coordinate with the creditors on the disputed information. They have a specific amount of time allotted by law to respond.We will update your case file and take further action if necessary. Now you can relax and watch the results as your credit improves one step at a time.

One Small Team

2nd Chance Consumer Advocates

Helping those in need to Succeed! Let Us Help Raise Your Credit Scores in As Little as 45 Days.

Raising Scores

Items Deleted

Satisfied Customers

Loan Approvals

Keep in Touch

Contact Us Today 305-791-4141

We'd Love To Hear From You!

Call Today 305-791-4141

2nd Chance Consumer Advocates || 17991 NW 87th Ct. Hialeah, FL 33018 || info@2ccs.org

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