2nd Chance Consumer Advocates

Financial Products

2nd Chance is proud to be able to help you in getting your life in order. We offer a way to start building your credit the right way. If you understand how important your Financial Future can be, then please start out by applying for one of these services that will be able to help to raise your score. These products were designed specifically for clients such as yourself that need the assistance in getting your life back on track.

SELECT A CREDIT CARD
 
The First Progress Platinum Elite MasterCard® Secured Credit Card


Apply Now
CREDIT NEEDED
Fair Credit
Bad Credit
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • Merchandise APR = 19.99%
  • Annual Fee = $29
Capital Bank - OpenSky® Secured Visa ® Credit Card


Apply Now
CREDIT NEEDED
Bad Credit
  • Build Your Credit fast  with our monthly reporting to all 3 major credit bureaus
  • Choose your credit line  as low as $200 up to $3000,  secured by a fully-refundable* security deposit
  • Security deposit needs to be submitted before the credit card can be issued
  • No credit check necessary and no checking account required; apply in less than 5 minutes
  • Extra credit when you need it,  increase your credit line up to $5000*  in your first year
  • Access to online financial education
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page
     
Rental Reporting


Apply Now
CREDIT NEEDED
Bad Credit
  • Start Building Credit With Your Rent
  • Add your last 24 months of rent payments to your credit report
  • Build credit without debt
  • Money back guarantee
  • Easy 3 minute signup
First Access Card


Apply Now
CREDIT NEEDED
Bad Credit
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application; Checking account required
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by Mid America Bank & Trust Company, Member:  FDIC
primor® Secured Visa Gold Card


Apply Now
CREDIT NEEDED
Bad Credit
  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
  • *See application for additional details
primor® Secured Visa Classic Card


Apply Now
CREDIT NEEDED
Bad Credit
  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
  • *See application for additional details
LifeLock® Identity Theft Protection


Apply Now
CREDIT NEEDED
N/A
  • Lifelock Standard™ identity theft protection uses innovative monitoring technology and alert † tools to help proactively safeguard your credit and finances.
  • Lifelock Advantage™ membership provides enhanced identity theft protection, including important notifications beyond financial and credit fraud.†
  • Lifelock Ultimate Plus™ membership provides peace of mind knowing you have our most comprehensive identity theft protection.  Enhanced services include bank account application and takeover alerts, online credit reports and credit scores.†
  • Lifelock Junior ® membership helps safeguard your child's Social Security number and good name with proactive identity theft protection designed specifically for children.
  • Disclaimers: No one can prevent all identity theft. † LifeLock does not monitor all transactions at all businesses.  ‡ Service Guarantee benefits for State of New York members are provided under a Master Insurance Policy issued by State National Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by United Specialty Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at LifeLock.com/legal.
     
First Progress Platinum Prestige MasterCard® Secured Credit Card


Apply Now
CREDIT NEEDED
Fair Credit
Bad Credit
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • Merchandise APR = 11.99%
  • Annual Fee = $44
First Progress Platinum Select MasterCard® Secured Credit Card


Apply Now
CREDIT NEEDED
Fair Credit
Bad Credit
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • Merchandise APR = 14.99%
  • Annual Fee = $39
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